Montanans affected by Equifax breach, state says

Montanans affected by Equifax breach, state says

Also, the thieves accessed what Equifax called some dispute documents containing personal identifying information for about 182,000 consumers. At first, Equifax said anyone who gets the credit monitoring service, TrustedID, must agree to submit any complaints about it to arbitration. That language landed the company in hot water with users and regulators alike.

"The Equifax breach has potentially exposed sensitive personal information of almost everyone with a credit report, and my office intends to get to the bottom of how and why this massive hack occurred", he said.

"We are engaged in a process that will provide consumers a randomly generated PIN".

A freeze takes your credit report out of circulation. An alert means a business must verify that you are the person asking for a credit request by calling you, for example.

Equifax has been the focus of anger and distrust, not only for the breach but over how it initially was handled.

If the team of lawyers wins this case, Equifax will have to offer "more robust credit monitoring services with accompanying identity theft insurance " as well as statutory damages and other compensatory damages.

They could claim that Equifax's stock price was inflated because the company, executives and directors defrauded them about Equifax's ability to protect data, and should not have waited until September 7 to disclose a hacking uncovered on July 29. Many got no response, just a notice that they could return later to register for identity protection.

Trump consults with UK, Australia leaders on North Korea
Washington rejects the proposal; Putin insisted it "offers a genuine way to defuse the tensions and a step-by-step settlement". Yesterday the South's military launched a volley of ballistic missiles simulating an attack on the North's nuclear test site.

Patrick McKenzie has written a guide for individuals dealing with personal fallout from the breach, to help them decide what they should do to protect themselves and their credit.

If you haven't pulled a copy of your credit report lately, now is the time.

Monitoring your credit report is also important, but consumers whose info may have been stolen may want think twice about taking Equifax up on its offer of a year subscription to its monitoring product free of charge.

Congress, and regulators like the attorneys general of NY and IL, are also probing the breach.

Some of the experts commented on this and among them was Beth Givens, executive director of the Privacy Rights Clearinghouse, who stated that "The type of information that has been exposed is really sensitive". Within four days of the hack, however, a number of high-up Equifax executives, including Equifax Chief Financial Officer John Gamble; President for US information solutions Joseph Loughran; and President of workforce solutions Rodolfo Ploder sold shares at high prices.

Lenders use Equifax information to determine risks in financing people's mortgages and credit cards.

Because July 29 was a Saturday, it's possible that the three executives didn't know about the breach or its severity at the time they sold the stock, Jeff Meuler, a Robert W. Baird & Co. analyst, said Friday in an interview on Bloomberg Television.

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